La Cooperativa de Ahorro y Crédito “San Cristóbal de Huamanga” pone en conocimiento a sus asociados que mediante Resolución Presidencial N° 040-2018-CACSCH-CA/P; resuelve aprobar el Tarifario de Tasas de Interés activas de la CACSCH, en moneda nacional y extranjera y que varía por agencias según su ubicación geográfica, en agencias de la Costa, Sierra y Selva, vigente a partir del 01 de Agosto del 2018. Para obtener más info sobre estas tasas de interés y otras políticas financieras, te recomendamos ponerse en contacto directamente con la Cooperativa o visitar su sitio web si tienen uno.
TARIFARIO DE PRODUCTOS FINANCIEROS Y TASAS DE INTERÉS ACTIVAS DE LA CACSCH (MONEDA NACIONAL – S/)
AGENCIAS DE LA COSTA
PRODUCTO |
RANGO DE MONTOS |
ENCAJE |
SIN ENCAJE |
Tasa de interés moratorio |
||||||||
Máximo |
Mínimo | Máximo |
Mínimo |
TEM |
TEA |
|||||||
TEM | TEA | TEM | TEA | TEM | TEA | TEM |
TEA |
|||||
Credinegocio |
500.00 |
3,000.00 |
6.00% |
101.22% |
3.40% |
49.36% |
6.00% |
101.22% |
3.60% |
52.87% |
7.00% |
125.22% |
3,001.00 |
5,000.00 |
2.90% |
40.92% |
3.10% |
44.25% |
|||||||
5,001.00 |
10,000.00 |
2.40% |
32.92% |
2.60% |
36.07% |
|||||||
10,001.00 |
20,000.00 |
2.30% |
31.37% |
2.50% |
34.49% |
|||||||
20,001.00 |
30,000.00 |
2.10% |
28.32% |
2.30% |
31.37% |
|||||||
30,001.00 |
40,000.00 |
1.80% |
23.87% |
2.00% |
26.82% |
|||||||
40,001.00 |
50,000.00 |
1.70% |
22.42% |
1.90% |
25.34% |
|||||||
50,001.00 |
100,000.00 |
1.30% |
16.77% |
1.50% |
19.56% |
|||||||
100,001.00 |
300,000.00 |
1.15% |
14.71% |
1.35% |
17.46% |
Crédito personal
|
500.00 | 5,000.00 |
6.00%
|
101.22%
|
2.50% | 34.49% |
6.00%
|
101.22%
|
2.70% | 37.67% |
7.00%
|
125.22%
|
5,001.00 | 10,000.00 | 2.30% | 31.37% | 2.50% | 34.49% | |||||||
10,001.00 | 20,000.00 | 1.90% | 25.34% | 2.10% | 28.32% | |||||||
20,001.00 | 50,000.00 | 1.80% | 23.87% | 2.00% | 26.82% | |||||||
50,001.00 | 100,000.00 | 1.30% | 16.77% | 1.50% | 19.56% | |||||||
100,001.00 | 200,000.00 | 1.20% | 15.39% | 1.40% | 18.16% | |||||||
200,001.00 | 300,000.00 | 1.10% | 14.03% | 1.30% | 16.77% |
Crediconvenio |
500.00 | 5,000.00 |
6.00% |
101.22% |
1.50% | 19.56% |
6.00% |
101.22% |
1.70% | 22.42% |
7.00% |
125.22% |
5,001.00 | 10,000.00 | 1.40% | 18.16% | 1.60% | 20.98% | |||||||
10,001.00 | 20,000.00 | 1.30% | 16.77% | 1.50% | 19.56% | |||||||
20,001.00 | 40,000.00 | 1.25% | 16.08% | 1.45% | 18.86% | |||||||
40,001.00 | 80,000.00 | 1.20% | 15.39% | 1.40% | 18.16% |
Credivivienda |
500.00 | 250,000.00 |
6.00% |
101.22% |
1.10% | 14.03% |
6.00% |
101.22% |
1.30% | 16.77% |
7.00% |
125.22% |
250,001.00 | 700,000.00 | 1.06% | 13.49% | 1.26% | 16.21% | |||||||
700,001.00 | 1,500,000.00 | 1.03% | 13.08% | 1.23% | 15.80% | |||||||
1500,001.00 | 5% Patr. Efect. | 1.00% | 12.68% | 1.20% | 15.39% |
Credicrecer |
500.00 | 3,000.00 |
6.00% |
101.22% |
2.70% | 37.67% |
6.00% |
101.22% |
2.90% | 40.92% |
7.00% |
125.22% |
3,001.00 | 5,000.00 | 2.60% | 36.07% | 2.80% | 39.29% | |||||||
5,001.00 | 10,000.00 | 2.40% | 32.92% | 2.60% | 36.07% | |||||||
10,001.00 | 15,000.00 | 2.30% | 31.37% | 2.50% | 34.49% | |||||||
15,001.00 | 20,000.00 | 2.20% | 29.84% | 2.40% | 32.92% |
Empresarial |
300.001.00 | 1,000.000.00 |
6.00% |
101.22% |
1.20% | 15.39% |
6.00% |
101.22% |
1.40% | 18.16% |
7.00% |
125.22% |
1,000.001.00 | 2,000.000.00 | 1.10% | 14.03% | 1.30% | 16.77% | |||||||
2,000.001.00 | 05% – PE CACSCH | 1.00% | 12.68% | 1.20% | 15.39% |
Crédito Exclusivo |
2,000.00 | 20,000.00 |
3.50% |
51.11% |
1.15% | 14.71% |
No Aplica |
7.00% |
125.22% |
20,001.00 | 50,000.00 | 1.10% | 14.03% | ||||||
50,001.00 | 100,000.00 | 1.05% | 13.35% | ||||||
100,001.00 | 150,000.00 | 1.00% | 12.68% |
A1 |
1,500.00 | 20,000.00 |
3.50%
|
51.11%
|
1.30% | 16.77% |
No Aplica
|
7.00%
|
125.22% |
20,001.00 | 50,000.00 | 1.25% | 16.08% | ||||||
50,001.00 | 100,000.00 | 1.20% | 15.39% | ||||||
100,001.00 | 150,000.00 | 1.15% | 14.71% |
Agropecuario
|
500.00 | 3,000.00 |
6.00%
|
101.22%
|
3.20% | 45.93% |
6.00%
|
101.22%
|
3.50% | 51.11% |
7.00%
|
125.22%
|
3,001.00 | 5,000.00 | 3.10% | 44.25% | 3.30% | 47.64% | |||||||
5,001.00 | 10,000.00 | 2.90% | 40.92% | 3.10% | 44.25% | |||||||
10,001.00 | 15,000.00 | 2.80% | 39.29% | 3.00% | 42.58% | |||||||
15,001.00 | 20,000.00 | 2.60% | 36.07% | 2.70% | 37.67% | |||||||
20,001.00 | 80,000.00 | 1.50% | 19.56% | 1.70% | 22.42% |
Administrativo |
500.00 | 20,000.00 |
No Aplica
|
6.00%
|
101.22%
|
1.30%
|
16.77%
|
7.00%
|
125.22%
|
20,001.00 | 50,000.00 | ||||||||
50,001.00 | 80,000.00 |
Crédito Facilito |
100.00 |
90%
Aporte/Encaje |
No Aplica |
4.00%
|
60.10%
|
1.00%
|
12.68%
|
7.00%
|
125.22%
|
Credimax
|
500.00
|
90%
Ahorros/Plazo Fijo (Socio exclusivo y A1 95%) |
4.00%
|
60.10%
|
1.00%
|
12.68%
|
4.00%
|
60.10%
|
1.20%
|
15.39%
|
7.00%
|
125.22%
|
Creditranquilidad
|
1,000.00 | 5,000.00 |
6.00%
|
101.22%
|
2.30% | 31.37% |
6.00%
|
101.22%
|
2.50% | 34.49% |
7.00%
|
125.22%
|
5,001.00 | 10,000.00 | 2.20% | 29.84% | 2.40% | 32.92% | |||||||
10,001.00 | 20,000.00 | 2.00% | 26.82% | 2.20% | 29.84% | |||||||
20,001.00 | 50,000.00 | 1.80% | 23.87% | 2.00% | 26.82% | |||||||
50,001.00 | 80,000.00 | 1.30% | 16.77% | 1.50% | 19.56% |
Credimotor (Garantía Mobiliaria y Seguro Contra Todo Riesgo) | 20,001.00 | 100,000.00 |
1.80% |
23.87% |
1.40% |
18.16% |
2.00% |
26.82% |
1.60% |
20.98% |
7.00% |
125.22% |
100,001.00 | 150,000.00 | |||||||||||
150,001.00 | 200,000.00 | |||||||||||
200,001.00 | 250,000.00 | |||||||||||
250,001.00 | 300,000.00 | |||||||||||
Taza De Interés Efectiva Mensual Para Socio EXCLUSIVO: Mínimo 1.20% – Máximo 1.60% | ||||||||||||
Taza De Interés Efectiva Anual Para Socio EXCLUSIVO: Mínimo 15.39% – Máximo 20.98% |
Credimotor (Garantía Hipotecaria y Seguro Contra Todo Riesgo) | 100,001.00 | 150,000.00 |
1.60% |
20.98% |
1.30% |
16.77% |
1.80% |
23.87% |
1.50% |
19.56% |
7.00% |
125.22% |
150,001.00 | 200,000.00 | |||||||||||
150,001.00 | 250,000.00 | |||||||||||
250,001.00 | 300,000.00 | |||||||||||
Taza De Interés Efectiva Mensual Para Socio EXCLUSIVO: Mínimo 1.20% – Máximo 1.50%
|
||||||||||||
Taza De Interés Efectiva Anual Para Socio EXCLUSIVO: Mínimo 15.39% – Máximo 19.56%
|
Producto CREDITAXI: Solo para agencias de Lima
Creditaxi (Garantía Mobiliaria y Seguro Contra Todo Riesgo) | 1,000.00 | 5,000.00 |
1.70% |
22.42% |
1.50% |
19.56% |
2.00% |
26.82% |
1.70% |
22.42% |
7.00% |
125.22% |
5,001.00 | 10,000.00 | |||||||||||
10,001.00 | 50,000.00 | |||||||||||
50,001.00 | 70,000.00 |
Creditaxi (Garantía Hipotecaria) |
1,000.00 | 5,000.00 |
1.70% |
22.42% |
1.30% |
16.77% |
2.00% |
26.82% |
1.50% |
19.56% |
7.00% |
125.22% |
5,001.00 | 10,000.00 | |||||||||||
10,001.00 | 50,000.00 | |||||||||||
50,001.00 | 70,000.00 |
AGENCIAS DE LA SIERRA
PRODUCTO | RANGO DE MONTOS | ENCAJE | SIN ENCAJE | Tasa de interés
moratorio |
||||||||
Máximo | Mínimo | Máximo | Mínimo | TEM | TEA | |||||||
TEM | TEA | TEM | TEA | TEM | TEA | TEM | TEA | |||||
Credinegocio
|
500.00 | 3,000.00 |
6.00%
|
101.22%
|
3.50% | 51.11% |
6.00%
|
101.22%
|
3.70% | 54.65% |
7.00%
|
125.22%
|
3,001.00 | 5,000.00 | 3.00% | 42.58% | 3.20% | 45.93% | |||||||
5,001.00 | 10,000.00 | 2.50% | 34.49% | 2.70% | 37.67% | |||||||
10,001.00 | 20,000.00 | 2.40% | 32.92% | 2.60% | 36.07% | |||||||
20,001.00 | 30,000.00 | 2.00% | 26.82% | 2.20% | 29.84% | |||||||
30,001.00 | 40,000.00 | 1.90% | 25.34% | 2.10% | 28.32% | |||||||
40,001.00 | 50,000.00 | 1.80% | 23.87% | 2.00% | 26.82% | |||||||
50,001.00 | 100,000.00 | 1.30% | 16.77% | 1.50% | 19.56% | |||||||
100,001.00 | 300,000.00 | 1.15% | 14.71% | 1.35% | 17.46% |
Crédito personal |
500.00 | 5,000.00 |
6.00% |
101.22% |
2.50% | 34.49% |
6.00% |
101.22% |
2.70% | 37.67% |
7.00% |
125.22% |
5,001.00 | 10,000.00 | 2.30% | 31.37% | 2.50% | 34.49% | |||||||
10,001.00 | 20,000.00 | 1.90% | 25.34% | 2.10% | 28.32% | |||||||
20,001.00 | 50,000.00 | 1.80% | 23.87% | 2.00% | 26.82% | |||||||
50,001.00 | 100,000.00 | 1.30% | 16.77% | 1.50% | 19.56% | |||||||
100,001.00 | 200,000.00 | 1.20% | 15.39% | 1.40% | 18.16% | |||||||
200,001.00 | 300,000.00 | 1.10% | 14.03% | 1.30% | 16.77% |
Crediconvenio |
500.00 | 5,000.00 |
6.00% |
101.22% |
1.50% | 19.56% |
6.00% |
101.22% |
1.70% | 22.42% |
7.00% |
125.22% |
5,001.00 | 10,000.00 | 1.40% | 18.16% | 1.60% | 20.98% | |||||||
10,001.00 | 20,000.00 | 1.30% | 16.77% | 1.50% | 19.56% | |||||||
20,001.00 | 40,000.00 | 1.25% | 16.08% | 1.45% | 18.86% | |||||||
40,001.00 | 80,000.00 | 1.20% | 15.39% | 1.40% | 18.16% |
Credivivienda
|
500.00 | 250,000.00 |
6.00% |
101.22% |
1.10% | 14.03% |
6.00% |
101.22% |
1.30% | 16.77% |
7.00% |
125.22% |
250,001.00 | 700,000.00 | 1.06% | 13.49% | 1.26% | 16.21% | |||||||
700,001.00 | 1,500,000.00 | 1.03% | 13.08% | 1.23% | 15.80% | |||||||
1500,001.00 | 5% Patr. Efect. | 1.00% | 12.68% | 1.20% | 15.39% |
Credicrecer
|
500.00 | 3,000.00 |
6.00% |
101.22% |
2.90% | 40.92% |
6.00% |
101.22% |
3.10% | 44.25% |
7.00% |
125.22% |
3,001.00 | 5,000.00 | 2.70% | 37.67% | 2.90% | 40.92% | |||||||
5,001.00 | 10,000.00 | 2.40% | 32.92% | 2.60% | 36.07% | |||||||
10,001.00 | 15,000.00 | 2.30% | 31.37% | 2.50% | 34.49% | |||||||
15,001.00 | 20,000.00 | 2.20% | 29.84% | 2.40% | 32.92% |
Empresarial
|
300.001.00 | 1,000.000.00 |
6.00% |
101.22% |
1.20% | 15.39% |
6.00% |
101.22% |
1.40% | 18.16% |
7.00% |
125.22% |
1,000.001.00 | 2,000.000.00 | 1.10% | 14.03% | 1.30% | 16.77% | |||||||
2,000.001.00 | 05% – PE CACSCH | 1.00% | 12.68% | 1.20% | 15.39% |
Crédito Exclusivo | 2,000.00 | 20,000.00 |
3.50% |
51.11% |
1.15% | 14.71% |
No Aplica |
7.00% |
125.22% |
20,001.00 | 50,000.00 | 1.10% | 14.03% | ||||||
50,001.00 | 100,000.00 | 1.05% | 13.35% | ||||||
100,001.00 | 150,000.00 | 1.00% | 12.68% |
A1 |
1,500.00 | 20,000.00 |
3.50% |
51.11% |
1.30% | 16.77% |
No Aplica |
7.00% |
125.22% |
20,001.00 | 50,000.00 | 1.25% | 16.08% | ||||||
50,001.00 | 100,000.00 | 1.20% | 15.39% | ||||||
100,001.00 | 150,000.00 | 1.15% | 14.71% |
Agropecuario |
500.00 | 3,000.00 |
6.00% |
101.22% |
3.00% | 42.58% |
6.00% |
101.22% |
3.20% | 45.93% |
7.00% |
125.22% |
3,001.00 | 5,000.00 | 2.80% | 39.29% | 3.00% | 42.58% | |||||||
5,001.00 | 10,000.00 | 2.50% | 34.49% | 2.70% | 37.67% | |||||||
10,001.00 | 15,000.00 | 2.30% | 31.37% | 2.50% | 34.49% | |||||||
15,001.00 | 20,000.00 | 2.20% | 29.84% | 2.40% | 32.92% | |||||||
20,001.00 | 80,000.00 | 2.10% | 28.32% | 2.30% | 31.37% |
Administrativo |
500.00 | 20,000.00 |
No Aplica |
6.00% |
101.22% |
1.30% |
16.77% |
7.00% |
125.22% |
20,001.00 | 50,000.00 | ||||||||
50,001.00 | 80,000.00 |
Crédito Facilito |
100.00 |
90%
Aporte/Encaje |
No Aplica |
4.00% |
60.10% |
1.00% |
12.68% |
7.00% |
125.22% |
Credimax |
500.00 |
90%
Ahorros/Plazo Fijo (Socio exclusivo y A1 95%) |
4.00% |
60.10% |
1.00% |
12.68% |
4.00% |
60.10% |
1.20% |
15.39% |
7.00% |
125.22% |
Creditranquilidad |
1,000.00 | 5,000.00 |
6.00% |
101.22% |
2.30% | 31.37% |
6.00% |
101.22% |
2.50% | 34.49% |
7.00% |
125.22% |
5,001.00 | 10,000.00 | 2.20% | 29.84% | 2.40% | 32.92% | |||||||
10,001.00 | 20,000.00 | 2.00% | 26.82% | 2.20% | 29.84% | |||||||
20,001.00 | 50,000.00 | 1.80% | 23.87% | 2.00% | 26.82% | |||||||
50,001.00 | 80,000.00 | 1.30% | 16.77% | 1.50% | 19.56% |
Credimotor (Garantía Mobiliaria y Seguro Contra Todo Riesgo) | 20,001.00 | 100,000.00 |
1.80% |
23.87% |
1.40% |
18.16% |
2.00% |
26.82% |
1.60% |
20.98% |
7.00% |
125.22% |
100,001.00 | 150,000.00 | |||||||||||
150,001.00 | 200,000.00 | |||||||||||
150,001.00 | 250,000.00 | |||||||||||
250,001.00 | 300,000.00 | |||||||||||
Taza De Interés Efectiva Mensual Para Socio EXCLUSIVO: Mínimo 1.20% – Máximo 1.60% | ||||||||||||
Taza De Interés Efectiva Anual Para Socio EXCLUSIVO: Mínimo 15.39% – Máximo 20.98% |
Credimotor (Garantía Hipotecaria y Seguro Contra Todo Riesgo) | 100,001.00 | 150,000.00 |
1.60% |
20.98% |
1.30% |
16.77% |
1.80% |
23.87% |
1.50% |
19.56% |
7.00% |
125.22% |
150,001.00 | 200,000.00 | |||||||||||
150,001.00 | 250,000.00 | |||||||||||
250,001.00 | 300,000.00 | |||||||||||
Taza De Interés Efectiva Mensual Para Socio EXCLUSIVO: Mínimo 1.20% – Máximo 1.50% | ||||||||||||
Taza De Interés Efectiva Anual Para Socio EXCLUSIVO: Mínimo 15.39% – Máximo 19.56% |
AGENCIAS DE LA SELVA
PRODUCTO | RANGO DE MONTOS | ENCAJE | SIN ENCAJE | Tasa de interés
moratorio |
||||||||
Máximo | Mínimo | Máximo | Mínimo | TEM | TEA | |||||||
TEM | TEA | TEM | TEA | TEM | TEA | TEM | TEA | |||||
Credinegocio |
500.00 | 3,000.00 |
6.00% |
101.22% |
3.50% | 51.11% |
6.00% |
101.22% |
3.70% | 54.65% |
7.00% |
125.22% |
3,001.00 | 5,000.00 | 3.10% | 44.25% | 3.30% | 47.64% | |||||||
5,001.00 | 10,000.00 | 2.60% | 36.07% | 2.80% | 39.29% | |||||||
10,001.00 | 20,000.00 | 2.50% | 34.49% | 2.70% | 37.67% | |||||||
20,001.00 | 30,000.00 | 2.30% | 31.37% | 2.50% | 34.49% | |||||||
30,001.00 | 40,000.00 | 2.00% | 26.82% | 2.20% | 29.84% | |||||||
40,001.00 | 50,000.00 | 1.90% | 25.34% | 2.10% | 28.32% | |||||||
50,001.00 | 100,000.00 | 1.30% | 16.77% | 1.50% | 19.56% | |||||||
100,001.00 | 300,000.00 | 1.15% | 14.71% | 1.35% | 17.46% |
Crédito personal
|
500.00 | 5,000.00 |
6.00% |
101.22% |
2.60% | 36.07% |
6.00% |
101.22% |
2.80% | 39.29% |
7.00% |
125.22% |
5,001.00 | 10,000.00 | 2.40% | 32.92% | 2.60% | 36.07% | |||||||
10,001.00 | 20,000.00 | 2.00% | 26.82% | 2.20% | 29.84% | |||||||
20,001.00 | 50,000.00 | 1.90% | 25.34% | 2.10% | 28.32% | |||||||
50,001.00 | 100,000.00 | 1.30% | 16.77% | 1.50% | 19.56% | |||||||
100,001.00 | 200,000.00 | 1.20% | 15.39% | 1.40% | 18.16% | |||||||
200,001.00 | 300,000.00 | 1.10% | 14.03% | 1.30% | 16.77% |
Crediconvenio |
500.00 | 5,000.00 |
6.00% |
101.22% |
1.60% | 20.98% |
6.00% |
101.22% |
1.80% | 23.87% |
7.00% |
125.22% |
5,001.00 | 10,000.00 | 1.50% | 19.56% | 1.70% | 22.42% | |||||||
10,001.00 | 20,000.00 | 1.40% | 18.16% | 1.60% | 20.98% | |||||||
20,001.00 | 40,000.00 | 1.35% | 17.46% | 1.55% | 20.27% | |||||||
40,001.00 | 80,000.00 | 1.20% | 15.39% | 1.40% | 18.16% |
Credivivienda |
500.00 | 250,000.00 |
6.00% |
101.22% |
1.10% | 14.03% |
6.00% |
101.22% |
1.30% | 16.77% |
7.00% |
125.22% |
250,001.00 | 700,000.00 | 1.06% | 13.49% | 1.26% | 16.21% | |||||||
700,001.00 | 1,500,000.00 | 1.03% | 13.08% | 1.23% | 15.80% | |||||||
1500,001.00 | 5% Patr. Efect. | 1.00% | 12.68% | 1.20% | 15.39% |
Credicrecer |
500.00 | 3,000.00 |
6.00% |
101.22% |
3.10% | 44.25% |
6.00% |
101.22% |
3.30% | 47.64% |
7.00% |
125.22% |
3,001.00 | 5,000.00 | 2.80% | 39.29% | 3.00% | 42.58% | |||||||
5,001.00 | 10,000.00 | 2.50% | 34.49% | 2.70% | 37.67% | |||||||
10,001.00 | 15,000.00 | 2.40% | 32.92% | 2.60% | 36.07% | |||||||
15,001.00 | 20,000.00 | 2.30% | 31.37% | 2.50% | 34.49% |
Empresarial |
300.001.00 | 1,000.000.00 |
6.00% |
101.22% |
1.20% | 15.39% |
6.00% |
101.22% |
1.40% | 18.16% |
7.00% |
125.22% |
1,000.001.00 | 2,000.000.00 | 1.10% | 14.03% | 1.30% | 16.77% | |||||||
2,000.001.00 | 05% – PE CACSCH | 1.00% | 12.68% | 1.20% | 15.39% |
Crédito Exclusivo |
2,000.00 | 20,000.00 |
3.50% |
51.11% |
1.15% | 14.71% |
No Aplica |
7.00% |
125.22% |
20,001.00 | 50,000.00 | 1.10% | 14.03% | ||||||
50,001.00 | 100,000.00 | 1.05% | 13.35% | ||||||
100,001.00 | 150,000.00 | 1.00% | 12.68% |
A1 |
1,500.00 | 20,000.00 |
3.50% |
51.11% |
1.30% | 16.77% |
No Aplica |
7.00% |
125.22% |
20,001.00 | 50,000.00 | 1.25% | 16.08% | ||||||
50,001.00 | 100,000.00 | 1.20% | 15.39% | ||||||
100,001.00 | 150,000.00 | 1.15% | 14.71% |
Agropecuario |
500.00 | 3,000.00 |
6.00% |
101.22% |
3.00% | 42.58% |
6.00% |
101.22% |
3.20% | 45.93% |
7.00% |
125.22% |
3,001.00 | 5,000.00 | 2.80% | 39.29% | 3.00% | 42.58% | |||||||
5,001.00 | 10,000.00 | 2.50% | 34.49% | 2.70% | 37.67% | |||||||
10,001.00 | 15,000.00 | 2.30% | 31.37% | 2.50% | 34.49% | |||||||
15,001.00 | 20,000.00 | 2.20% | 29.84% | 2.40% | 32.92% | |||||||
20,001.00 | 80,000.00 | 2.10% | 28.32% | 2.30% | 31.37% |
Administrativo |
500.00 | 20,000.00 |
No Aplica |
6.00% |
101.22% |
1.30% |
16.77% |
7.00% |
125.22% |
20,001.00 | 50,000.00 | ||||||||
50,001.00 | 80,000.00 |
Crédito Facilito |
100.00 |
90%
Aporte/Encaje |
No Aplica |
4.00% |
60.10% |
1.00% |
12.68% |
7.00% |
125.22% |
Credimax
|
500.00 |
90%
Ahorros/Plazo Fijo (Socio exclusivo y A1 95%) |
4.00% |
60.10% |
1.00% |
12.68% |
4.00% |
60.10% |
1.20% |
15.39% |
7.00% |
125.22% |
Creditranquilidad
|
1,000.00 | 5,000.00 |
6.00% |
101.22% |
2.50% | 34.49% |
6.00% |
101.22% |
2.70% | 37.67% |
7.00% |
125.22% |
5,001.00 | 10,000.00 | 2.30% | 31.37% | 2.50% | 34.49% | |||||||
10,001.00 | 20,000.00 | 2.10% | 28.32% | 2.30% | 31.37% | |||||||
20,001.00 | 50,000.00 | 1.90% | 25.34% | 2.10% | 28.32% | |||||||
50,001.00 | 80,000.00 | 1.30% | 16.77% | 1.50% | 19.56% |
Credimotor (Garantía Mobiliaria y Seguro Contra Todo Riesgo) | 20,001.00 | 100,000.00 |
1.80% |
23.87% |
1.40% |
18.16% |
2.00% |
26.82% |
1.60% |
20.98% |
7.00% |
125.22% |
100,001.00 | 150,000.00 | |||||||||||
150,001.00 | 200,000.00 | |||||||||||
150,001.00 | 250,000.00 | |||||||||||
250,001.00 | 300,000.00 | |||||||||||
Taza De Interés Efectiva Mensual Para Socio EXCLUSIVO: Mínimo 1.20% – Máximo 1.60% | ||||||||||||
Taza De Interés Efectiva Anual Para Socio EXCLUSIVO: Mínimo 15.39% – Máximo 20.98% |
Credimotor (Garantía Hipotecaria y Seguro Contra Todo Riesgo) | 100,001.00 | 150,000.00 |
1.60% |
20.98% |
1.30% |
16.77% |
1.80% |
23.87% |
1.50% |
19.56% |
7.00% |
125.22% |
150,001.00 | 200,000.00 | |||||||||||
150,001.00 | 250,000.00 | |||||||||||
250,001.00 | 300,000.00 | |||||||||||
Taza De Interés Efectiva Mensual Para Socio EXCLUSIVO: Mínimo 1.20% – Máximo 1.50% | ||||||||||||
Taza De Interés Efectiva Anual Para Socio EXCLUSIVO: Mínimo 15.39% – Máximo 19.56% |
TARIFARIO DE PRODUCTOS FINANCIEROS Y TASAS DE INTERES ACTIVAS DE LA CACSCH (MONEDA EXTRANJERA – US$)
PRODUCTO | ENCAJE | SIN ENCAJE | Tasa de interés moratorio | |||||||
Máximo | Mínimo | Máximo | Mínimo | TEM | TEA | |||||
TEM | TEA | TEM | TEA | TEM | TEA | TEM | TEA | |||
Credinegocio |
6.00% |
101.22% |
1.40% | 18.16% |
6.00% |
101.22% |
1.60% | 20.98% |
7.00% |
125.22% |
Crédito Personal | 1.80% | 23.87% | 2.00% | 26.82% | ||||||
Credivivienda | 1.10% | 14.03% | 1.30% | 16.77% | ||||||
Credicrecer | 2.20% | 29.84% | 2.40% | 32.92% | ||||||
Empresarial | 1.00% | 12.68% | 1.20% | 15.39% | ||||||
Agropecuario | 2.00% | 26.82% | 2.20% | 29.84% | ||||||
Credimax | 1.00% | 12.68% | 1.20% | 15.39% | ||||||
Credimotor | 1.40% | 18.16% | 1.60% | 20.98% | ||||||
Crédito Exclusivo | 0.90% | 11.35% | 1.10% | 14.03% |