Tasas de Créditos

La Cooperativa de Ahorro y Crédito “San Cristóbal de Huamanga” pone en conocimiento a sus asociados que mediante Resolución Presidencial N° 040-2018-CACSCH-CA/P; resuelve aprobar el Tarifario de Tasas de Interés activas de la CACSCH, en moneda nacional y extranjera y que varía por agencias según su ubicación geográfica, en agencias de la Costa, Sierra y Selva, vigente a partir del 01 de Agosto del 2018.

TARIFARIO DE PRODUCTOS FINANCIEROS Y TASAS DE INTERÉS ACTIVAS DE LA CACSCH (MONEDA NACIONAL – S/)

AGENCIAS DE LA COSTA

 

 

PRODUCTO

 

RANGO DE MONTOS

 

ENCAJE

 

SIN ENCAJE

 

Tasa de interés moratorio

 Máximo

 Mínimo  Máximo

 Mínimo

 

TEM

 

TEA

TEM TEA TEM TEA TEM TEA TEM

TEA

 

 

 

 

Credinegocio

 

500.00

 

3,000.00

 

 

 

6.00%

 

 

 

101.22%

 

3.40%

 

49.36%

 

 

 

6.00%

 

 

 

101.22%

 

3.60%

 

52.87%

 

 

 

7.00%

 

 

 

125.22%

 

3,001.00

 

5,000.00

 

2.90%

 

40.92%

 

3.10%

 

44.25%

 

5,001.00

 

10,000.00

 

2.40%

 

32.92%

 

2.60%

 

36.07%

 

10,001.00

 

20,000.00

 

2.30%

 

31.37%

 

2.50%

 

34.49%

 

20,001.00

 

30,000.00

 

2.10%

 

28.32%

 

2.30%

 

31.37%

 

30,001.00

 

40,000.00

 

1.80%

 

23.87%

 

2.00%

 

26.82%

 

40,001.00

 

50,000.00

 

1.70%

 

22.42%

 

1.90%

 

25.34%

 

50,001.00

 

100,000.00

 

1.30%

 

16.77%

 

1.50%

 

19.56%

 

100,001.00

 

300,000.00

 

1.15%

 

14.71%

 

1.35%

 

17.46%

 

 

 

Crédito personal

 

 

500.00 5,000.00  

 

 

6.00%

 

 

 

 

 

 

101.22%

 

 

 

2.50% 34.49%  

 

 

6.00%

 

 

 

 

 

 

101.22%

 

 

 

2.70% 37.67%  

 

 

7.00%

 

 

 

 

 

 

125.22%

 

 

 

5,001.00 10,000.00 2.30% 31.37% 2.50% 34.49%
10,001.00 20,000.00 1.90% 25.34% 2.10% 28.32%
20,001.00 50,000.00 1.80% 23.87% 2.00% 26.82%
50,001.00 100,000.00 1.30% 16.77% 1.50% 19.56%
100,001.00 200,000.00 1.20% 15.39% 1.40% 18.16%
200,001.00 300,000.00 1.10% 14.03% 1.30% 16.77%

 

 

 

Crediconvenio

500.00 5,000.00  

 

 

6.00%

 

 

 

101.22%

1.50% 19.56%  

 

 

6.00%

 

 

 

101.22%

1.70% 22.42%  

 

 

7.00%

 

 

 

125.22%

5,001.00 10,000.00 1.40% 18.16% 1.60% 20.98%
10,001.00 20,000.00 1.30% 16.77% 1.50% 19.56%
20,001.00 40,000.00 1.25% 16.08% 1.45% 18.86%
40,001.00 80,000.00 1.20% 15.39% 1.40% 18.16%

 

 

 

Credivivienda

500.00 250,000.00  

 

 

6.00%

 

 

 

101.22%

1.10% 14.03%  

 

6.00%

 

 

101.22%

1.30% 16.77%  

 

7.00%

 

 

125.22%

250,001.00 700,000.00 1.06% 13.49% 1.26% 16.21%
700,001.00 1,500,000.00 1.03% 13.08% 1.23% 15.80%
1500,001.00 5% Patr. Efect. 1.00% 12.68% 1.20% 15.39%

 

Credicrecer

500.00 3,000.00  

 

6.00%

 

 

101.22%

2.70% 37.67%  

 

6.00%

 

 

101.22%

2.90% 40.92%  

 

 

7.00%

 

 

 

125.22%

3,001.00 5,000.00 2.60% 36.07% 2.80% 39.29%
5,001.00 10,000.00 2.40% 32.92% 2.60% 36.07%
10,001.00 15,000.00 2.30% 31.37% 2.50% 34.49%
15,001.00 20,000.00 2.20% 29.84% 2.40% 32.92%

 

 

Empresarial

300.001.00 1,000.000.00  

6.00%

 

101.22%

1.20% 15.39%  

6.00%

 

101.22%

1.40% 18.16%  

7.00%

 

125.22%

1,000.001.00 2,000.000.00 1.10% 14.03% 1.30% 16.77%
2,000.001.00 05% – PE CACSCH 1.00% 12.68% 1.20% 15.39%

 

 

Crédito Exclusivo

2,000.00 20,000.00  

 

3.50%

 

 

51.11%

1.15% 14.71%  

 

No Aplica

 

 

7.00%

 

 

125.22%

20,001.00 50,000.00 1.10% 14.03%
50,001.00 100,000.00 1.05% 13.35%
100,001.00 150,000.00 1.00% 12.68%

 

 

 

A1

1,500.00 20,000.00  

 

3.50%

 

 

 

 

51.11%

 

 

1.30% 16.77%  

 

No Aplica

 

 

 

 

7.00%

 

 

 

 

125.22%

20,001.00 50,000.00 1.25% 16.08%
50,001.00 100,000.00 1.20% 15.39%
100,001.00 150,000.00 1.15% 14.71%

 

 

 

 

 

Agropecuario

 

 

 

 

500.00 3,000.00  

 

 

 

6.00%

 

 

 

 

 

 

 

101.22%

 

 

 

3.20% 45.93%  

 

 

 

6.00%

 

 

 

 

 

 

 

101.22%

 

 

 

3.50% 51.11%  

 

 

 

7.00%

 

 

 

 

 

 

 

125.22%

 

 

 

3,001.00 5,000.00 3.10% 44.25% 3.30% 47.64%
5,001.00 10,000.00 2.90% 40.92% 3.10% 44.25%
10,001.00 15,000.00 2.80% 39.29% 3.00% 42.58%
15,001.00 20,000.00 2.60% 36.07% 2.70% 37.67%
20,001.00 80,000.00 1.50% 19.56% 1.70% 22.42%

 

 

Administrativo

500.00 20,000.00  

No Aplica

 

 

6.00%

 

 

101.22%

 

 

1.30%

 

 

16.77%

 

 

7.00%

 

 

125.22%

 

20,001.00 50,000.00
50,001.00 80,000.00

 

Crédito Facilito  

100.00

90%

Aporte/Encaje

 

No Aplica

 

4.00%

 

 

60.10%

 

 

1.00%

 

 

12.68%

 

 

7.00%

 

 

125.22%

 

 

 

 

 

Credimax

 

 

 

 

500.00

 

 

90%

Ahorros/Plazo Fijo (Socio exclusivo y A1 95%)

 

 

4.00%

 

 

 

 

60.10%

 

 

 

 

1.00%

 

 

 

 

12.68%

 

 

 

 

4.00%

 

 

 

 

60.10%

 

 

 

 

1.20%

 

 

 

 

15.39%

 

 

 

 

7.00%

 

 

 

 

125.22%

 

 

 

 

 

Creditranquilidad

 

 

1,000.00 5,000.00  

 

 

6.00%

 

 

 

 

 

 

101.22%

 

 

 

2.30% 31.37%  

 

 

6.00%

 

 

 

 

 

 

101.22%

 

 

 

2.50% 34.49%  

 

 

7.00%

 

 

 

 

 

 

125.22%

 

 

 

5,001.00 10,000.00 2.20% 29.84% 2.40% 32.92%
10,001.00 20,000.00 2.00% 26.82% 2.20% 29.84%
20,001.00 50,000.00 1.80% 23.87% 2.00% 26.82%
50,001.00 80,000.00 1.30% 16.77% 1.50% 19.56%

 

 

Credimotor (Garantía Mobiliaria y Seguro Contra Todo Riesgo) 20,001.00 100,000.00  

 

1.80%

 

 

23.87%

 

 

1.40%

 

 

18.16%

 

 

2.00%

 

 

26.82%

 

 

1.60%

 

 

20.98%

 

 

 

7.00%

 

 

 

125.22%

100,001.00 150,000.00
150,001.00 200,000.00
200,001.00 250,000.00
250,001.00 300,000.00
Taza De Interés Efectiva Mensual Para Socio EXCLUSIVO: Mínimo 1.20% – Máximo 1.60%
Taza De Interés Efectiva Anual Para Socio EXCLUSIVO: Mínimo 15.39% – Máximo 20.98%

 

Credimotor (Garantía Hipotecaria y Seguro Contra Todo Riesgo) 100,001.00 150,000.00  

 

1.60%

 

 

20.98%

 

 

1.30%

 

 

16.77%

 

 

1.80%

 

 

23.87%

 

 

1.50%

 

 

19.56%

 

 

 

7.00%

 

 

 

125.22%

150,001.00 200,000.00
150,001.00 250,000.00
250,001.00 300,000.00
Taza De Interés Efectiva Mensual Para Socio EXCLUSIVO: Mínimo 1.20% – Máximo 1.50%

 

Taza De Interés Efectiva Anual Para Socio EXCLUSIVO: Mínimo 15.39% – Máximo 19.56%

 

 

Producto CREDITAXI: Solo para agencias de Lima

Creditaxi (Garantía Mobiliaria y Seguro Contra Todo Riesgo) 1,000.00 5,000.00  

 

1.70%

 

 

22.42%

 

 

1.50%

 

 

19.56%

 

 

2.00%

 

 

26.82%

 

 

1.70%

 

 

22.42%

 

 

7.00%

 

 

125.22%

5,001.00 10,000.00
10,001.00 50,000.00
50,001.00 70,000.00

 

 

 

Creditaxi (Garantía Hipotecaria)

1,000.00 5,000.00  

 

1.70%

 

 

22.42%

 

 

1.30%

 

 

16.77%

 

 

2.00%

 

 

26.82%

 

 

1.50%

 

 

19.56%

 

 

7.00%

 

 

125.22%

5,001.00 10,000.00
10,001.00 50,000.00
50,001.00 70,000.00

 

AGENCIAS DE LA SIERRA

PRODUCTO RANGO DE MONTOS ENCAJE SIN ENCAJE Tasa de interés

moratorio

Máximo Mínimo Máximo Mínimo TEM TEA
TEM TEA TEM TEA TEM TEA TEM TEA
 

 

 

 

Credinegocio

 

 

 

 

500.00 3,000.00  

 

 

6.00%

 

 

 

 

 

 

101.22%

 

 

 

3.50% 51.11%  

 

 

6.00%

 

 

 

 

 

 

101.22%

 

 

 

3.70% 54.65%  

 

 

7.00%

 

 

 

 

 

 

125.22%

 

 

 

3,001.00 5,000.00 3.00% 42.58% 3.20% 45.93%
5,001.00 10,000.00 2.50% 34.49% 2.70% 37.67%
10,001.00 20,000.00 2.40% 32.92% 2.60% 36.07%
20,001.00 30,000.00 2.00% 26.82% 2.20% 29.84%
30,001.00 40,000.00 1.90% 25.34% 2.10% 28.32%
40,001.00 50,000.00 1.80% 23.87% 2.00% 26.82%
50,001.00 100,000.00 1.30% 16.77% 1.50% 19.56%
100,001.00 300,000.00 1.15% 14.71% 1.35% 17.46%

 

 

 

Crédito personal

500.00 5,000.00  

 

 

6.00%

 

 

 

101.22%

2.50% 34.49%  

 

 

6.00%

 

 

 

101.22%

2.70% 37.67%  

 

 

7.00%

 

 

 

125.22%

5,001.00 10,000.00 2.30% 31.37% 2.50% 34.49%
10,001.00 20,000.00 1.90% 25.34% 2.10% 28.32%
20,001.00 50,000.00 1.80% 23.87% 2.00% 26.82%
50,001.00 100,000.00 1.30% 16.77% 1.50% 19.56%
100,001.00 200,000.00 1.20% 15.39% 1.40% 18.16%
200,001.00 300,000.00 1.10% 14.03% 1.30% 16.77%

 

 

 

Crediconvenio

500.00 5,000.00  

 

 

6.00%

 

 

 

101.22%

1.50% 19.56%  

 

 

6.00%

 

 

 

101.22%

1.70% 22.42%  

 

 

7.00%

 

 

 

125.22%

5,001.00 10,000.00 1.40% 18.16% 1.60% 20.98%
10,001.00 20,000.00 1.30% 16.77% 1.50% 19.56%
20,001.00 40,000.00 1.25% 16.08% 1.45% 18.86%
40,001.00 80,000.00 1.20% 15.39% 1.40% 18.16%

 

 

 

Credivivienda

 

 

500.00 250,000.00  

 

6.00%

 

 

101.22%

1.10% 14.03%  

 

6.00%

 

 

101.22%

1.30% 16.77%  

 

7.00%

 

 

125.22%

250,001.00 700,000.00 1.06% 13.49% 1.26% 16.21%
700,001.00 1,500,000.00 1.03% 13.08% 1.23% 15.80%
1500,001.00 5% Patr. Efect. 1.00% 12.68% 1.20% 15.39%

 

 

 

Credicrecer

 

 

500.00 3,000.00  

 

6.00%

 

 

101.22%

2.90% 40.92%  

 

6.00%

 

 

101.22%

 3.10% 44.25%  

 

7.00%

 

 

125.22%

3,001.00 5,000.00 2.70% 37.67% 2.90% 40.92%
5,001.00 10,000.00 2.40% 32.92% 2.60% 36.07%
10,001.00 15,000.00 2.30% 31.37% 2.50% 34.49%
15,001.00 20,000.00 2.20% 29.84% 2.40% 32.92%

 

 

Empresarial

 

300.001.00 1,000.000.00  

6.00%

 

101.22%

1.20% 15.39%  

6.00%

 

101.22%

1.40% 18.16%  

7.00%

 

125.22%

1,000.001.00 2,000.000.00 1.10% 14.03% 1.30% 16.77%
2,000.001.00 05% – PE CACSCH 1.00% 12.68% 1.20% 15.39%

 

Crédito Exclusivo 2,000.00 20,000.00  

3.50%

 

51.11%

1.15% 14.71%  

No Aplica

 

7.00%

 

125.22%

20,001.00 50,000.00 1.10% 14.03%
50,001.00 100,000.00 1.05% 13.35%
100,001.00 150,000.00 1.00% 12.68%

 

 

 

A1

1,500.00 20,000.00  

 

3.50%

 

 

51.11%

1.30% 16.77%  

 

No Aplica

 

 

7.00%

 

 

125.22%

20,001.00 50,000.00 1.25% 16.08%
50,001.00 100,000.00 1.20% 15.39%
100,001.00 150,000.00 1.15% 14.71%

 

 

 

 

 

Agropecuario

500.00 3,000.00  

 

 

 

6.00%

 

 

 

 

101.22%

3.00% 42.58%  

 

 

 

6.00%

 

 

 

 

101.22%

3.20% 45.93%  

 

 

 

7.00%

 

 

 

 

125.22%

3,001.00 5,000.00 2.80% 39.29% 3.00% 42.58%
5,001.00 10,000.00 2.50% 34.49% 2.70% 37.67%
10,001.00 15,000.00 2.30% 31.37% 2.50% 34.49%
15,001.00 20,000.00 2.20% 29.84% 2.40% 32.92%
20,001.00 80,000.00 2.10% 28.32% 2.30% 31.37%

 

 

Administrativo

500.00 20,000.00  

No Aplica

 

6.00%

 

101.22%

 

1.30%

 

16.77%

 

7.00%

 

125.22%

20,001.00 50,000.00
50,001.00 80,000.00

 

Crédito Facilito  

100.00

90%

Aporte/Encaje

 

No Aplica

 

4.00%

 

60.10%

 

1.00%

 

12.68%

 

7.00%

 

125.22%

 

 

 

Credimax

 

 

500.00

90%

Ahorros/Plazo Fijo (Socio exclusivo y A1 95%)

 

 

4.00%

 

 

60.10%

 

 

1.00%

 

 

12.68%

 

 

4.00%

 

 

60.10%

 

 

1.20%

 

 

15.39%

 

 

7.00%

 

 

125.22%

 

 

 

Creditranquilidad

1,000.00 5,000.00  

 

6.00%

 

 

101.22%

2.30% 31.37%  

 

6.00%

 

 

101.22%

2.50% 34.49%  

 

7.00%

 

 

125.22%

5,001.00 10,000.00 2.20% 29.84% 2.40% 32.92%
10,001.00 20,000.00 2.00% 26.82% 2.20% 29.84%
20,001.00 50,000.00 1.80% 23.87% 2.00% 26.82%
50,001.00 80,000.00 1.30% 16.77% 1.50% 19.56%

 

Credimotor (Garantía Mobiliaria y Seguro Contra Todo Riesgo) 20,001.00 100,000.00  

 

1.80%

 

 

23.87%

 

 

1.40%

 

 

18.16%

 

 

2.00%

 

 

26.82%

 

 

1.60%

 

 

20.98%

 

 

 

7.00%

 

 

 

125.22%

100,001.00 150,000.00
150,001.00 200,000.00
150,001.00 250,000.00
250,001.00 300,000.00
Taza De Interés Efectiva Mensual Para Socio EXCLUSIVO: Mínimo 1.20% – Máximo 1.60%
Taza De Interés Efectiva Anual Para Socio EXCLUSIVO: Mínimo 15.39% – Máximo 20.98%

 

Credimotor (Garantía Hipotecaria y Seguro Contra Todo Riesgo) 100,001.00 150,000.00  

 

1.60%

 

 

20.98%

 

 

1.30%

 

 

16.77%

 

 

1.80%

 

 

23.87%

 

 

1.50%

 

 

19.56%

 

 

 

7.00%

 

 

 

125.22%

150,001.00 200,000.00
150,001.00 250,000.00
250,001.00 300,000.00
Taza De Interés Efectiva Mensual Para Socio EXCLUSIVO: Mínimo 1.20% – Máximo 1.50%
Taza De Interés Efectiva Anual Para Socio EXCLUSIVO: Mínimo 15.39% – Máximo 19.56%

 

 

 

AGENCIAS DE LA SELVA

PRODUCTO RANGO DE MONTOS ENCAJE SIN ENCAJE Tasa de interés

moratorio

Máximo Mínimo Máximo Mínimo TEM TEA
TEM TEA TEM TEA TEM TEA TEM TEA
 

 

 

 

Credinegocio

500.00 3,000.00  

 

 

6.00%

 

 

 

101.22%

3.50% 51.11%  

 

 

6.00%

 

 

 

101.22%

3.70% 54.65%  

 

 

7.00%

 

 

 

125.22%

3,001.00 5,000.00 3.10% 44.25% 3.30% 47.64%
5,001.00 10,000.00 2.60% 36.07% 2.80% 39.29%
10,001.00 20,000.00 2.50% 34.49% 2.70% 37.67%
20,001.00 30,000.00 2.30% 31.37% 2.50% 34.49%
30,001.00 40,000.00 2.00% 26.82% 2.20% 29.84%
40,001.00 50,000.00 1.90% 25.34% 2.10% 28.32%
50,001.00 100,000.00 1.30% 16.77% 1.50% 19.56%
100,001.00 300,000.00 1.15% 14.71% 1.35% 17.46%

 

 

 

Crédito personal

 

 

500.00 5,000.00  

 

 

6.00%

 

 

 

101.22%

2.60% 36.07%  

 

 

6.00%

 

 

 

101.22%

2.80% 39.29%  

 

 

7.00%

 

 

 

125.22%

5,001.00 10,000.00 2.40% 32.92% 2.60% 36.07%
10,001.00 20,000.00 2.00% 26.82% 2.20% 29.84%
20,001.00 50,000.00 1.90% 25.34% 2.10% 28.32%
50,001.00 100,000.00 1.30% 16.77% 1.50% 19.56%
100,001.00 200,000.00 1.20% 15.39% 1.40% 18.16%
200,001.00 300,000.00 1.10% 14.03% 1.30% 16.77%

 

 

 

Crediconvenio

500.00 5,000.00  

 

 

6.00%

 

 

 

101.22%

1.60% 20.98%  

 

 

6.00%

 

 

 

101.22%

1.80% 23.87%  

 

 

7.00%

 

 

 

125.22%

5,001.00 10,000.00 1.50% 19.56% 1.70% 22.42%
10,001.00 20,000.00 1.40% 18.16% 1.60% 20.98%
20,001.00 40,000.00 1.35% 17.46% 1.55% 20.27%
40,001.00 80,000.00 1.20% 15.39% 1.40% 18.16%

 

 

 

Credivivienda

500.00 250,000.00  

 

6.00%

 

 

101.22%

1.10% 14.03%  

 

6.00%

 

 

101.22%

1.30% 16.77%  

 

7.00%

 

 

125.22%

250,001.00 700,000.00 1.06% 13.49% 1.26% 16.21%
700,001.00 1,500,000.00 1.03% 13.08% 1.23% 15.80%
1500,001.00 5% Patr. Efect. 1.00% 12.68% 1.20% 15.39%

 

 

 

Credicrecer

500.00 3,000.00  

 

6.00%

 

 

101.22%

3.10% 44.25%  

 

6.00%

 

 

101.22%

 3.30% 47.64%  

 

7.00%

 

 

125.22%

3,001.00 5,000.00 2.80% 39.29% 3.00% 42.58%
5,001.00 10,000.00 2.50% 34.49% 2.70% 37.67%
10,001.00 15,000.00 2.40% 32.92% 2.60% 36.07%
15,001.00 20,000.00 2.30% 31.37% 2.50% 34.49%

 

 

Empresarial

300.001.00 1,000.000.00  

6.00%

 

101.22%

1.20% 15.39%  

6.00%

 

101.22%

1.40% 18.16%  

7.00%

 

125.22%

1,000.001.00 2,000.000.00 1.10% 14.03% 1.30% 16.77%
2,000.001.00 05% – PE CACSCH 1.00% 12.68% 1.20% 15.39%

 

 

Crédito Exclusivo

2,000.00 20,000.00  

3.50%

 

51.11%

1.15% 14.71%  

No Aplica

 

7.00%

 

125.22%

20,001.00 50,000.00 1.10% 14.03%
50,001.00 100,000.00 1.05% 13.35%
100,001.00 150,000.00 1.00% 12.68%

 

 

 

A1

1,500.00 20,000.00  

 

3.50%

 

 

51.11%

1.30% 16.77%  

 

No Aplica

 

 

7.00%

 

 

125.22%

20,001.00 50,000.00 1.25% 16.08%
50,001.00 100,000.00 1.20% 15.39%
100,001.00 150,000.00 1.15% 14.71%

 

 

 

 

 

Agropecuario

500.00 3,000.00  

 

 

 

6.00%

 

 

 

 

101.22%

3.00% 42.58%  

 

 

 

6.00%

 

 

 

 

101.22%

3.20% 45.93%  

 

 

 

7.00%

 

 

 

 

125.22%

3,001.00 5,000.00 2.80% 39.29% 3.00% 42.58%
5,001.00 10,000.00 2.50% 34.49% 2.70% 37.67%
10,001.00 15,000.00 2.30% 31.37% 2.50% 34.49%
15,001.00 20,000.00 2.20% 29.84% 2.40% 32.92%
20,001.00 80,000.00 2.10% 28.32% 2.30% 31.37%

 

 

Administrativo

500.00 20,000.00  

No Aplica

 

6.00%

 

101.22%

 

1.30%

 

16.77%

 

7.00%

 

125.22%

20,001.00 50,000.00
50,001.00 80,000.00

 

Crédito Facilito  

100.00

90%

Aporte/Encaje

 

No Aplica

 

4.00%

 

60.10%

 

1.00%

 

12.68%

 

7.00%

 

125.22%

 

 

Credimax

 

 

 

500.00

90%

Ahorros/Plazo Fijo (Socio exclusivo y A1 95%)

 

 

4.00%

 

 

60.10%

 

 

1.00%

 

 

12.68%

 

 

4.00%

 

 

60.10%

 

 

1.20%

 

 

15.39%

 

 

7.00%

 

 

125.22%

 

 

 

Creditranquilidad

 

 

1,000.00 5,000.00  

 

6.00%

 

 

101.22%

2.50% 34.49%  

 

6.00%

 

 

101.22%

2.70% 37.67%  

 

7.00%

 

 

125.22%

5,001.00 10,000.00 2.30% 31.37% 2.50% 34.49%
10,001.00 20,000.00 2.10% 28.32% 2.30% 31.37%
20,001.00 50,000.00 1.90% 25.34% 2.10% 28.32%
50,001.00 80,000.00 1.30% 16.77% 1.50% 19.56%

 

Credimotor (Garantía Mobiliaria y Seguro Contra Todo Riesgo) 20,001.00 100,000.00  

 

1.80%

 

 

23.87%

 

 

1.40%

 

 

18.16%

 

 

2.00%

 

 

26.82%

 

 

1.60%

 

 

20.98%

 

 

 

7.00%

 

 

 

125.22%

100,001.00 150,000.00
150,001.00 200,000.00
150,001.00 250,000.00
250,001.00 300,000.00
Taza De Interés Efectiva Mensual Para Socio EXCLUSIVO: Mínimo 1.20% – Máximo 1.60%
Taza De Interés Efectiva Anual Para Socio EXCLUSIVO: Mínimo 15.39% – Máximo 20.98%

 

Credimotor (Garantía Hipotecaria y Seguro Contra Todo Riesgo) 100,001.00 150,000.00  

 

1.60%

 

 

20.98%

 

 

1.30%

 

 

16.77%

 

 

1.80%

 

 

23.87%

 

 

1.50%

 

 

19.56%

 

 

 

7.00%

 

 

 

125.22%

150,001.00 200,000.00
150,001.00 250,000.00
250,001.00 300,000.00
Taza De Interés Efectiva Mensual Para Socio EXCLUSIVO: Mínimo 1.20% – Máximo 1.50%
Taza De Interés Efectiva Anual Para Socio EXCLUSIVO: Mínimo 15.39% – Máximo 19.56%

 

TARIFARIO DE PRODUCTOS FINANCIEROS Y TASAS DE INTERES ACTIVAS DE LA CACSCH (MONEDA EXTRANJERA – US$)

 

PRODUCTO ENCAJE SIN ENCAJE Tasa de interés moratorio
Máximo Mínimo Máximo Mínimo TEM TEA
TEM TEA TEM TEA TEM TEA TEM TEA
Credinegocio  

 

 

6.00%

 

 

 

101.22%

1.40% 18.16%  

 

 

6.00%

 

 

 

101.22%

1.60% 20.98%  

 

 

7.00%

 

 

 

125.22%

Crédito Personal 1.80% 23.87% 2.00% 26.82%
Credivivienda 1.10% 14.03% 1.30% 16.77%
Credicrecer 2.20% 29.84% 2.40% 32.92%
Empresarial 1.00% 12.68% 1.20% 15.39%
Agropecuario 2.00% 26.82% 2.20% 29.84%
Credimax 1.00% 12.68% 1.20% 15.39%
Credimotor 1.40% 18.16% 1.60% 20.98%
Crédito Exclusivo 0.90% 11.35% 1.10% 14.03%

 

*NUESTRA INSTITUCIÓN, NO EMITE CARTA FIANZA ALGUNA BAJO NINGÚN CONCEPTO. “Para acceder a nuestros productos y servicios es necesario ser socio de la COOPAC “San Cristóbal”. No captamos recursos del público, solo operamos con nuestros Socios. Estamos inscritos en el Registro Nacional de COOPAC, bajo el número 000027-2019-REG.COOPAC-SBS. Estamos regulados por la Superintendencia de Banca, Seguros y AFP (SBS), y supervisados por la Superintendencia Adjunta de Cooperativas. Estamos incorporados en el Fondo de Seguro de Depósitos Cooperativo (FSDC)”.