Tasas activas cacsch

TARIFARIO DE PRODUCTOS FINANCIEROS Y TASAS DE INTERÉS ACTIVAS DE LA CACSCH (MONEDA NACIONAL – S/)

AGENCIAS DE LA COSTA

PRODUCTO RANGO DE MONTOS ENCAJE SIN ENCAJE Tasa de interés moratorio
Máximo Mínimo Máximo Mínimo TEM TEA
TEM TEA TEM TEA TEM TEA TEM TEA
 Credi negocio 500.00 3,000.00  6.00%  101.22% 3.40% 49.36%  6.00%  101.22% 3.60% 52.87%  7.00%  125.22%
3,001.00 5,000.00 2.90% 40.92% 3.10% 44.25%
5,001.00 10,000.00 2.40% 32.92% 2.60% 36.07%
10,001.00 20,000.00 2.30% 31.37% 2.50% 34.49%
20,001.00 30,000.00 2.10% 28.32% 2.30% 31.37%
30,001.00 40,000.00 1.80% 23.87% 2.00% 26.82%
40,001.00 50,000.00 1.70% 22.42% 1.90% 25.34%
50,001.00 100,000.00 1.30% 16.77% 1.50% 19.56%
100,001.00 300,000.00 1.15% 14.71% 1.35% 17.46%
 Crédito     personal   500.00 5,000.00 6.00%  101.22% 2.50% 34.49% 6.00% 101.22% 2.70% 37.67%  7.00%  125.22%
5,001.00 10,000.00 2.30% 31.37% 2.50% 34.49%
10,001.00 20,000.00 1.90% 25.34% 2.10% 28.32%
20,001.00 50,000.00 1.80% 23.87% 2.00% 26.82%
50,001.00 100,000.00 1.30% 16.77% 1.50% 19.56%
100,001.00 200,000.00 1.20% 15.39% 1.40% 18.16%
200,001.00 300,000.00 1.10% 14.03% 1.30% 16.77%
 Credi convenio 500.00 5,000.00 6.00% 101.22% 1.50% 19.56%  6.00% 101.22% 1.70% 22.42% 7.00%  125.22%
5,001.00 10,000.00 1.40% 18.16% 1.60% 20.98%
10,001.00  20,000.00 1.30% 16.77% 1.50% 19.56%
20,001.00 40,000.00 1.25% 16.08% 1.45% 18.86%
40,001.00 80,000.00 1.20% 15.39% 1.40% 18.16%
 Credi       vivienda 500.00 250,000.00 6.00% 101.22% 1.10% 14.03%  6.00% 101.22% 1.30% 16.77%  7.00% 125.22%
250,001.00 700,000.00 1.06% 13.49% 1.26% 16.21%
700,001.00 1,500,000.00 1.03% 13.08% 1.23% 15.80%
1500,001.00 5% Patr. Efect. 1.00% 12.68% 1.20% 15.39%
 Credicrecer 500.00 3,000.00  6.00%  101.22% 2.70% 37.67%  6.00%  101.22% 2.90% 40.92%  7.00% 125.22%
3,001.00 5,000.00 2.60% 36.07% 2.80% 39.29%
5,001.00 10,000.00 2.40% 32.92% 2.60% 36.07%
10,001.00 15,000.00 2.30% 31.37% 2.50% 34.49%
15,001.00 20,000.00 2.20% 29.84% 2.40% 32.92%
 Empresarial 300.001.00 1,000.000.00  6.00%  101.22% 1.20% 15.39%  6.00%  101.22% 1.40% 18.16%  7.00%  125.22%
1,000.001.00 2,000.000.00 1.10% 14.03% 1.30% 16.77%
2,000.001.00 05% – PE CACSCH 1.00% 12.68% 1.20% 15.39%
 Crédito    Exclusivo 2,000.00 20,000.00 3.50%  51.11% 1.15% 14.71% No Aplica  7.00%  125.22%
20,001.00 50,000.00 1.10% 14.03%
50,001.00 100,000.00 1.05% 13.35%
100,001.00 150,000.00 1.00% 12.68%
 A1 1,500.00 20,000.00  3.50% 51.11% 1.30% 16.77%  No Aplica  7.00% 125.22%
20,001.00 50,000.00 1.25% 16.08%
50,001.00 100,000.00 1.20% 15.39%
100,001.00 150,000.00 1.15% 14.71%
 Agropecuario 500.00 3,000.00 6.00% 101.22% 3.20% 45.93%  6.00% 101.22% 3.50% 51.11% 7.00% 125.22%
3,001.00 5,000.00 3.10% 44.25% 3.30% 47.64%
5,001.00 10,000.00 2.90% 40.92% 3.10% 44.25%
10,001.00 15,000.00 2.80% 39.29% 3.00% 42.58%
15,001.00 20,000.00 2.60% 36.07% 2.70% 37.67%
20,001.00 80,000.00 1.50% 19.56% 1.70% 22.42%
 Administrativo 500.00 20,000.00  No Aplica  6.00% 101.22%  1.30%  16.77%  7.00% 125.22%
20,001.00 50,000.00
50,001.00 80,000.00
Crédito Facilito  100.00

90% Aporte/Encaje

 No Aplica  4.00%  60.10%  1.00%  12.68%  7.00%  125.22%
 Credimax  500.00 90% Ahorros/Plazo Fijo (Socio exclusivo y A1 95%)  4.00%  60.10%  1.00%  12.68%  4.00%  60.10%  1.20%  15.39%  7.00%  125.22%
 Credi tranquilidad 1,000.00 5,000.00 6.00% 101.22% 2.30% 31.37% 6.00% 101.22% 2.50% 34.49% 7.00%  125.22%
5,001.00 10,000.00 2.20% 29.84% 2.40% 32.92%
10,001.00 20,000.00 2.00% 26.82% 2.20% 29.84%
20,001.00 50,000.00 1.80% 23.87% 2.00% 26.82%
50,001.00 80,000.00 1.30% 16.77% 1.50% 19.56%
Credimotor (Garantía Mobiliaria y Seguro Contra Todo Riesgo) 20,001.00 100,000.00 1.80% 23.87%  1.40%  18.16%  2.00%  26.82%  1.60% 20.98%  7.00% 125.22%
100,001.00 150,000.00
150,001.00 200,000.00
200,001.00 250,000.00
250,001.00 300,000.00
Taza De Interés Efectiva Mensual Para Socio EXCLUSIVO: Mínimo 1.20% – Máximo 1.60%
Taza De Interés Efectiva Anual Para Socio EXCLUSIVO: Mínimo 15.39% – Máximo 20.98%
Credimotor (Garantía Hipotecaria y Seguro Contra Todo Riesgo) 100,001.00 150,000.00 1.60%  20.98%  1.30% 16.77%  1.80%  23.87%  1.50%  19.56%  7.00% 125.22%
150,001.00 200,000.00
150,001.00 250,000.00
250,001.00 300,000.00
Taza De Interés Efectiva Mensual Para Socio EXCLUSIVO: Mínimo 1.20% – Máximo 1.50%
Taza De Interés Efectiva Anual Para Socio EXCLUSIVO: Mínimo 15.39% – Máximo 19.56%

Producto CREDITAXI: Solo para agencias de Lima

Creditaxi (Garantía Mobiliaria y Seguro Contra Todo Riesgo) 1,000.00 5,000.00 1.70% 22.42%  1.50%  19.56%  2.00%  26.82% 1.70% 22.42% 7.00% 125.22%
5,001.00 10,000.00
10,001.00 50,000.00
50,001.00 70,000.00
 Creditaxi (Garantía Hipotecaria) 1,000.00 5,000.00  1.70%  22.42% 1.30% 16.77% 2.00%  26.82%  1.50% 19.56% 7.00%  125.22%
5,001.00 10,000.00
10,001.00 50,000.00
50,001.00 70,000.00

AGENCIAS DE LA SIERRA

PRODUCTO RANGO DE MONTOS ENCAJE SIN ENCAJE Tasa de interés moratorio
Máximo Mínimo Máximo Mínimo TEM TEA
TEM TEA TEM TEA TEM TEA TEM TEA
 Credi negocio 500.00 3,000.00 6.00% 101.22% 3.50% 51.11% 6.00% 101.22% 3.70% 54.65% 7.00%  125.22%
3,001.00 5,000.00 3.00% 42.58% 3.20% 45.93%
5,001.00 10,000.00 2.50% 34.49% 2.70% 37.67%
10,001.00 20,000.00 2.40% 32.92% 2.60% 36.07%
20,001.00 30,000.00 2.00% 26.82% 2.20% 29.84%
30,001.00 40,000.00 1.90% 25.34% 2.10% 28.32%
40,001.00 50,000.00 1.80% 23.87% 2.00% 26.82%
50,001.00 100,000.00 1.30% 16.77% 1.50% 19.56%
100,001.00 300,000.00 1.15% 14.71% 1.35% 17.46%
 Crédito   personal   500.00 5,000.00  6.00%  101.22% 2.50% 34.49%  6.00%  101.22% 2.70% 37.67% 7.00% 125.22%
5,001.00 10,000.00 2.30% 31.37% 2.50% 34.49%
10,001.00 20,000.00 1.90% 25.34% 2.10% 28.32%
20,001.00 50,000.00 1.80% 23.87% 2.00% 26.82%
50,001.00 100,000.00 1.30% 16.77% 1.50% 19.56%
100,001.00 200,000.00 1.20% 15.39% 1.40% 18.16%
200,001.00 300,000.00 1.10% 14.03% 1.30% 16.77%
 Credi convenio 500.00 5,000.00  6.00% 101.22% 1.50% 19.56%  6.00%  101.22% 1.70% 22.42%  7.00%  125.22%
5,001.00 10,000.00 1.40% 18.16% 1.60% 20.98%
10,001.00 20,000.00 1.30% 16.77% 1.50% 19.56%
20,001.00 40,000.00 1.25% 16.08% 1.45% 18.86%
40,001.00 80,000.00 1.20% 15.39% 1.40% 18.16%
 Credi  vivienda   500.00 250,000.00 6.00% 101.22% 1.10% 14.03%  6.00% 101.22% 1.30% 16.77%  7.00% 125.22%
250,001.00 700,000.00 1.06% 13.49% 1.26% 16.21%
700,001.00 1,500,000.00 1.03% 13.08% 1.23% 15.80%
1500,001.00 5% Patr. Efect. 1.00% 12.68% 1.20% 15.39%
 Credi    crecer   500.00 3,000.00 6.00% 101.22% 2.90% 40.92%  6.00% 101.22%  3.10% 44.25%  7.00%  125.22%
3,001.00 5,000.00 2.70% 37.67% 2.90% 40.92%
5,001.00 10,000.00 2.40% 32.92% 2.60% 36.07%
10,001.00 15,000.00 2.30% 31.37% 2.50% 34.49%
15,001.00 20,000.00 2.20% 29.84% 2.40% 32.92%

 Empresarial 300.001.00 1,000.000.00  6.00%  101.22% 1.20% 15.39%  6.00%  101.22% 1.40% 18.16%  7.00%  125.22%
1,000.001.00 2,000.000.00 1.10% 14.03% 1.30% 16.77%
2,000.001.00 05% – PE CACSCH 1.00% 12.68% 1.20% 15.39%
Crédito Exclusivo 2,000.00 20,000.00 3.50% 51.11% 1.15% 14.71% No Aplica 7.00% 125.22%
20,001.00 50,000.00 1.10% 14.03%
50,001.00 100,000.00 1.05% 13.35%
100,001.00 150,000.00 1.00% 12.68%
A1 1,500.00 20,000.00 3.50% 51.11% 1.30% 16.77% No Aplica 7.00% 125.22%
20,001.00 50,000.00 1.25% 16.08%
50,001.00 100,000.00 1.20% 15.39%
100,001.00 150,000.00 1.15% 14.71%
Agropecuario 500.00 3,000.00 6.00% 101.22% 3.00% 42.58% 6.00% 101.22% 3.20% 45.93% 7.00% 125.22%
3,001.00 5,000.00 2.80% 39.29% 3.00% 42.58%
5,001.00 10,000.00 2.50% 34.49% 2.70% 37.67%
10,001.00 15,000.00 2.30% 31.37% 2.50% 34.49%
15,001.00 20,000.00 2.20% 29.84% 2.40% 32.92%
20,001.00 80,000.00 2.10% 28.32% 2.30% 31.37%
Administrativo 500.00 20,000.00 No Aplica 6.00% 101.22% 1.30% 16.77% 7.00% 125.22%
20,001.00 50,000.00
50,001.00 80,000.00
Crédito Facilito 100.00 90%

Aporte/Encaje

No Aplica 4.00% 60.10% 1.00% 12.68% 7.00% 125.22%
Credimax 500.00 90%

Ahorros/Plazo Fijo (Socio exclusivo y A1 95%)

4.00% 60.10% 1.00% 12.68% 4.00% 60.10% 1.20% 15.39% 7.00% 125.22%
Creditranquilidad 1,000.00 5,000.00 6.00% 101.22% 2.30% 31.37% 6.00% 101.22% 2.50% 34.49% 7.00% 125.22%
5,001.00 10,000.00 2.20% 29.84% 2.40% 32.92%
10,001.00 20,000.00 2.00% 26.82% 2.20% 29.84%
20,001.00 50,000.00 1.80% 23.87% 2.00% 26.82%
50,001.00 80,000.00 1.30% 16.77% 1.50% 19.56%
Credimotor (Garantía Mobiliaria y Seguro Contra Todo Riesgo) 20,001.00 100,000.00 1.80% 23.87% 1.40% 18.16% 2.00% 26.82% 1.60% 20.98% 7.00% 125.22%
100,001.00 150,000.00
150,001.00 200,000.00
150,001.00 250,000.00
250,001.00 300,000.00
Taza De Interés Efectiva Mensual Para Socio EXCLUSIVO: Mínimo 1.20% – Máximo 1.60%
Taza De Interés Efectiva Anual Para Socio EXCLUSIVO: Mínimo 15.39% – Máximo 20.98%
Credimotor (Garantía Hipotecaria y Seguro Contra Todo Riesgo) 100,001.00 150,000.00 1.60% 20.98% 1.30% 16.77% 1.80% 23.87% 1.50% 19.56% 7.00% 125.22%
150,001.00 200,000.00
150,001.00 250,000.00
250,001.00 300,000.00
Taza De Interés Efectiva Mensual Para Socio EXCLUSIVO: Mínimo 1.20% – Máximo 1.50%
Taza De Interés Efectiva Anual Para Socio EXCLUSIVO: Mínimo 15.39% – Máximo 19.56%

AGENCIAS DE LA SELVA

PRODUCTO RANGO DE MONTOS ENCAJE SIN ENCAJE Tasa de interés moratorio
Máximo Mínimo Máximo Mínimo TEM TEA
TEM TEA TEM TEA TEM TEA TEM TEA
Credinegocio 500.00 3,000.00 6.00% 101.22% 3.50% 51.11% 6.00% 101.22% 3.70% 54.65% 7.00% 125.22%
3,001.00 5,000.00 3.10% 44.25% 3.30% 47.64%
5,001.00 10,000.00 2.60% 36.07% 2.80% 39.29%
10,001.00 20,000.00 2.50% 34.49% 2.70% 37.67%
20,001.00 30,000.00 2.30% 31.37% 2.50% 34.49%
30,001.00 40,000.00 2.00% 26.82% 2.20% 29.84%
40,001.00 50,000.00 1.90% 25.34% 2.10% 28.32%
50,001.00 100,000.00 1.30% 16.77% 1.50% 19.56%
100,001.00 300,000.00 1.15% 14.71% 1.35% 17.46%
Crédito personal 500.00 5,000.00 6.00% 101.22% 2.60% 36.07% 6.00% 101.22% 2.80% 39.29% 7.00% 125.22%
5,001.00 10,000.00 2.40% 32.92% 2.60% 36.07%
10,001.00 20,000.00 2.00% 26.82% 2.20% 29.84%
20,001.00 50,000.00 1.90% 25.34% 2.10% 28.32%
50,001.00 100,000.00 1.30% 16.77% 1.50% 19.56%
100,001.00 200,000.00 1.20% 15.39% 1.40% 18.16%
200,001.00 300,000.00 1.10% 14.03% 1.30% 16.77%
Crediconvenio 500.00 5,000.00 6.00% 101.22% 1.60% 20.98% 6.00% 101.22% 1.80% 23.87% 7.00% 125.22%
5,001.00 10,000.00 1.50% 19.56% 1.70% 22.42%
10,001.00 20,000.00 1.40% 18.16% 1.60% 20.98%
20,001.00 40,000.00 1.35% 17.46% 1.55% 20.27%
40,001.00 80,000.00 1.20% 15.39% 1.40% 18.16%
Credivivienda 500.00 250,000.00 6.00% 101.22% 1.10% 14.03% 6.00% 101.22% 1.30% 16.77% 7.00% 125.22%
250,001.00 700,000.00 1.06% 13.49% 1.26% 16.21%
700,001.00 1,500,000.00 1.03% 13.08% 1.23% 15.80%
1500,001.00 5% Patr. Efect. 1.00% 12.68% 1.20% 15.39%
Credicrecer 500.00 3,000.00 6.00% 101.22% 3.10% 44.25% 6.00% 101.22%  3.30% 47.64% 7.00% 125.22%
3,001.00 5,000.00 2.80% 39.29% 3.00% 42.58%
5,001.00 10,000.00 2.50% 34.49% 2.70% 37.67%
10,001.00 15,000.00 2.40% 32.92% 2.60% 36.07%
15,001.00 20,000.00 2.30% 31.37% 2.50% 34.49%
Empresarial 300.001.00 1,000.000.00 6.00% 101.22% 1.20% 15.39% 6.00% 101.22% 1.40% 18.16% 7.00% 125.22%
1,000.001.00 2,000.000.00 1.10% 14.03% 1.30% 16.77%
2,000.001.00 05% – PE CACSCH 1.00% 12.68% 1.20% 15.39%
Crédito Exclusivo 2,000.00 20,000.00 3.50% 51.11% 1.15% 14.71% No Aplica 7.00% 125.22%
20,001.00 50,000.00 1.10% 14.03%
50,001.00 100,000.00 1.05% 13.35%
100,001.00 150,000.00 1.00% 12.68%
A1 1,500.00 20,000.00 3.50% 51.11% 1.30% 16.77% No Aplica 7.00% 125.22%
20,001.00 50,000.00 1.25% 16.08%
50,001.00 100,000.00 1.20% 15.39%
100,001.00 150,000.00 1.15% 14.71%
Agropecuario 500.00 3,000.00 6.00% 101.22% 3.00% 42.58% 6.00% 101.22% 3.20% 45.93% 7.00% 125.22%
3,001.00 5,000.00 2.80% 39.29% 3.00% 42.58%
5,001.00 10,000.00 2.50% 34.49% 2.70% 37.67%
10,001.00 15,000.00 2.30% 31.37% 2.50% 34.49%
15,001.00 20,000.00 2.20% 29.84% 2.40% 32.92%
20,001.00 80,000.00 2.10% 28.32% 2.30% 31.37%
Administrativo 500.00 20,000.00 No Aplica 6.00% 101.22% 1.30% 16.77% 7.00% 125.22%
20,001.00 50,000.00
50,001.00 80,000.00
Crédito Facilito 100.00 90%

Aporte/Encaje

No Aplica 4.00% 60.10% 1.00% 12.68% 7.00% 125.22%
Credimax 500.00 90%

Ahorros/Plazo Fijo (Socio exclusivo y A1 95%)

4.00% 60.10% 1.00% 12.68% 4.00% 60.10% 1.20% 15.39% 7.00% 125.22%
Creditranquilidad 1,000.00 5,000.00 6.00% 101.22% 2.50% 34.49% 6.00% 101.22% 2.70% 37.67% 7.00% 125.22%
5,001.00 10,000.00 2.30% 31.37% 2.50% 34.49%
10,001.00 20,000.00 2.10% 28.32% 2.30% 31.37%
20,001.00 50,000.00 1.90% 25.34% 2.10% 28.32%
50,001.00 80,000.00 1.30% 16.77% 1.50% 19.56%
Credimotor (Garantía Mobiliaria y Seguro Contra Todo Riesgo) 20,001.00 100,000.00 1.80% 23.87% 1.40% 18.16% 2.00% 26.82% 1.60% 20.98% 7.00% 125.22%
100,001.00 150,000.00
150,001.00 200,000.00
150,001.00 250,000.00
250,001.00 300,000.00
Taza De Interés Efectiva Mensual Para Socio EXCLUSIVO: Mínimo 1.20% – Máximo 1.60%
Taza De Interés Efectiva Anual Para Socio EXCLUSIVO: Mínimo 15.39% – Máximo 20.98%
Credimotor (Garantía Hipotecaria y Seguro Contra Todo Riesgo) 100,001.00 150,000.00 1.60% 20.98% 1.30% 16.77% 1.80% 23.87% 1.50% 19.56% 7.00% 125.22%
150,001.00 200,000.00
150,001.00 250,000.00
250,001.00 300,000.00
Taza De Interés Efectiva Mensual Para Socio EXCLUSIVO: Mínimo 1.20% – Máximo 1.50%
Taza De Interés Efectiva Anual Para Socio EXCLUSIVO: Mínimo 15.39% – Máximo 19.56%
PRODUCTO ENCAJE SIN ENCAJE Tasa de interés moratorio
Máximo Mínimo Máximo Mínimo TEM TEA
TEM TEA TEM TEA TEM TEA TEM TEA
Credinegocio 6.00% 101.22% 1.40% 18.16% 6.00% 101.22% 1.60% 20.98% 7.00% 125.22%
Crédito Personal 1.80% 23.87% 2.00% 26.82%
Credivivienda 1.10% 14.03% 1.30% 16.77%
Credicrecer 2.20% 29.84% 2.40% 32.92%
Empresarial 1.00% 12.68% 1.20% 15.39%
Agropecuario 2.00% 26.82% 2.20% 29.84%
Credimax 1.00% 12.68% 1.20% 15.39%
Credimotor 1.40% 18.16% 1.60% 20.98%
Crédito Exclusivo 0.90% 11.35% 1.10% 14.03%
*NUESTRA INSTITUCIÓN, NO EMITE CARTA FIANZA ALGUNA BAJO NINGÚN CONCEPTO. “Para acceder a nuestros productos y servicios es necesario ser socio de la COOPAC “San Cristóbal”. No captamos recursos del público, solo operamos con nuestros Socios. Estamos inscritos en el Registro Nacional de COOPAC, bajo el número 000027-2019-REG.COOPAC-SBS. Estamos regulados por la Superintendencia de Banca, Seguros y AFP (SBS), y supervisados por la Superintendencia Adjunta de Cooperativas. Estamos incorporados en el Fondo de Seguro de Depósitos Cooperativo (FSDC)”.